:root{--forest:#143f36;--muted:#52655f;--cream:#f7f7f0;--line:#dbe2d9;--amber:#f4bd5b}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:30px}body{margin:0;color:var(--forest);background:#fff;font:16px/1.55 Arial,Helvetica,sans-serif}button,input{font:inherit}a{color:inherit}button,a,summary{touch-action:manipulation}button{cursor:pointer}button:focus-visible,a:focus-visible,summary:focus-visible,input:focus-visible{outline:3px solid #6f8636;outline-offset:4px}h1,h2,h3,p{margin:0}h1,h2{font:400 40px/1.12 Georgia,'Times New Roman',serif;letter-spacing:-1.6px}h3{font-weight:600}img{max-width:100%;display:block}[hidden]{display:none!important}.container{width:min(1160px,calc(100% - 64px));margin-inline:auto}.preview-banner{text-align:center;font-size:11px;font-weight:600;letter-spacing:.3px;padding:6px 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21px}.cover-options{display:grid;grid-template-columns:repeat(3,1fr);gap:9px;margin:0 0 22px;padding:0;border:0}.cover-option{position:relative;cursor:pointer;min-width:0}.cover-option input,.segmented input{position:absolute;opacity:0;width:1px;height:1px}.option-content{display:flex;flex-direction:column;align-items:center;border:1px solid #d9e1d6;border-radius:9px;padding:14px 3px 12px;background:#fff;height:132px}.option-content svg{stroke:var(--forest);fill:none;stroke-width:1.45;width:35px;height:35px;margin-bottom:10px}.option-content strong{font-size:11px;font-weight:600;white-space:nowrap}.selection-dot{margin-top:auto;border-radius:50%;border:1px solid #b9c7b8;width:15px;height:15px;background:white}.cover-option input:checked+.option-content{border:2px solid var(--forest);padding:13px 2px 11px;background:#f0f4e9}.cover-option input:checked+.option-content .selection-dot{background:var(--forest);border-color:var(--forest);box-shadow:inset 0 0 0 3px #fff}.cover-option:hover 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@media(min-width:1500px){.hero{padding:72px 0}.container{width:min(1220px,calc(100% - 80px))}.hero-grid{gap:95px}}
@media(max-width:1050px){.container{width:calc(100% - 48px)}.hero-grid{gap:35px;grid-template-columns:1fr 1fr}.hero h1{font-size:45px}.hero-benefits{font-size:12px}.quote-card{padding:24px 20px 0}.hero-description{font-size:15px}.option-content strong{font-size:10px}.insurer-logos{gap:38px}.advice-grid{gap:40px}.faq-grid{gap:40px}.process-grid{gap:25px}.process-grid article{padding-left:40px}.form-step h2{font-size:23px}}
@media(max-width:760px){.container{width:calc(100% - 40px)}.preview-banner{font-size:10px;padding:5px 8px}.header-inner{height:72px}.wordmark{font-size:22px;gap:8px}.brand-mark{width:32px;height:35px;font-size:24px}.brand-mark span{font-size:21px}.header-contact>span{display:none}.header-contact a{font-size:12px;border:0;padding:8px 0}.hero{padding:28px 0 35px}.hero-grid{display:flex;flex-direction:column;gap:24px;align-items:stretch}.hero .eyebrow{font-size:9px;letter-spacing:1.25px}.hero h1{font-size:42px;letter-spacing:-1.7px;margin-top:14px;max-width:580px}.desktop-break{display:none}.hero-description{font-size:14px;line-height:1.65;margin-top:15px;max-width:560px}.hero-benefits{margin:14px 0 0}.hero-benefits li:not(:nth-child(3)){display:none}.hero-assurance{border:0;padding:0;margin-top:17px;gap:8px}.hero-assurance svg{width:20px;height:24px}.hero-assurance strong{font-size:11px}.hero-assurance span{display:none}.quote-card{padding:22px 23px 0;border-radius:12px;max-width:580px;width:100%;align-self:center}.form-step h2{font-size:25px}.option-content strong{font-size:11px}.step-track{margin:20px 0 23px}.form-footer{font-size:10px}.insurers{padding:25px 0 22px}.insurer-logos{gap:18px;justify-content:space-between}.insurer-logos img{max-width:16%;height:30px}.insurers p{font-size:11px}.insurers .panel-note{font-size:9px}.section-pad{padding:45px 0}.section-heading h2{font-size:33px}.section-heading .eyebrow{font-size:9px;letter-spacing:1.25px}.process-grid{grid-template-columns:1fr;gap:25px;margin-top:32px}.process-grid article{padding-left:48px}.process-grid h3{font-size:16px;margin-bottom:5px}.process-grid p{font-size:13px;max-width:470px}.advice-section{padding:40px 0}.advice-grid{display:flex;flex-direction:column-reverse;gap:30px}.advice-copy h2{font-size:35px}.lifestyle{width:100%;min-height:290px;aspect-ratio:1.3}.lifestyle figcaption{font-size:25px;left:22px;bottom:22px}.advice-row p{font-size:13px}.faq-grid{grid-template-columns:1fr;gap:30px}.faq-section h2{font-size:33px}.faq-section h2 br{display:none}.faq-intro{max-width:500px;margin-bottom:16px}.faq-section .eyebrow{font-size:9px;letter-spacing:1.25px}summary{font-size:14px;min-height:64px}details p{font-size:13px}.closing-inner{display:block}.closing h2{font-size:33px}.closing .primary-button{width:100%;margin-top:24px}.closing .eyebrow{font-size:9px}.footer-top{flex-direction:column;align-items:flex-start;gap:23px}.footer-top>div{gap:17px}.footer-bottom{gap:10px;font-size:9px}footer{padding-bottom:90px}.mobile-cta:not([hidden]){display:flex;position:fixed;bottom:12px;left:20px;right:20px;width:calc(100% - 40px);z-index:20;box-shadow:0 4px 30px #10352e40;min-height:50px}.form-actions .primary-button{font-size:12px;gap:8px}.legal-page h1{font-size:30px}}
@media(max-width:360px){.container{width:calc(100% - 28px)}.wordmark{font-size:19px}.header-contact a{font-size:11px}.hero h1{font-size:36px}.quote-card{padding:20px 15px 0}.form-step h2{font-size:22px}.option-content strong{font-size:10px}.segmented span{font-size:10px}.form-footer{font-size:9px}.form-kicker{font-size:9px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
/* Keep essential form guidance readable, including for older visitors. */
.insured-field legend,.field-label{font-size:14px}.step-track li{font-size:11px}.form-kicker,.free-label{font-size:11px}.step-description{font-size:14px}.field-help,.privacy-note,.form-reassurance,.form-footer{font-size:12px}.option-content strong{font-size:12px;white-space:normal;text-align:center;line-height:1.25}.segmented span{font-size:12px;min-height:46px}.form-footer{text-align:center}.hero-assurance strong{font-size:13px}.process-grid p,.advice-row p{font-size:14px}.panel-note{line-height:1.7}footer p{font-size:11px}.insurers .panel-note{font-size:11px}
@media(max-width:760px){.form-step h2{font-size:24px}.step-track li{font-size:11px}.form-kicker{font-size:10px}.free-label{font-size:10px}.hero-assurance strong{font-size:11px}.option-content strong{font-size:11px}.segmented span{font-size:11px}.form-footer{font-size:11px}.form-actions .primary-button{font-size:13px}.advice-row p{font-size:14px}}
.preview-banner{display:flex;align-items:center;justify-content:center;gap:12px;flex-wrap:wrap;padding:8px 16px}.preview-banner label{font-size:11px}.preview-banner select{font:inherit;color:#143f36;border:1px solid #b8cbb8;background:#fff;border-radius:4px;padding:5px 9px;max-width:100%}.preview-source{font-weight:400}.preview-banner select:focus-visible{outline:3px solid #6f8636;outline-offset:2px}.form-left .hero-copy{order:2}.form-left .quote-card{order:1}
@media(max-width:760px){.preview-source{display:none}.preview-banner{gap:6px 10px}.preview-banner>span:first-child{width:100%;font-size:10px}.form-left .hero-copy{order:0}.form-left .quote-card{order:1}}
/* Runtime and accessible fallbacks */
[hidden]{display:none!important}.honeypot{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.test-banner{background:#e8ecd8;color:#143f36;text-align:center;padding:9px 18px;font-size:13px}.message-page,.legal-page{max-width:1000px;margin:60px auto;padding:0 24px;min-height:40vh}.message-page h1{font:clamp(36px,5vw,64px)/1.1 Georgia,serif}.message-page p{max-width:650px;line-height:1.8;margin:24px 0}.message-page .primary-button{display:inline-flex}.legal-page h1{font:42px Georgia,serif}.legal-page h2{font:28px Georgia,serif;margin-top:36px}.legal-page p,.legal-page li{line-height:1.8;margin:12px 0}.legal-page a{text-decoration:underline}.js .form-step[hidden]{display:none}.form-error ul{padding-left:20px}input[aria-invalid=true]{border-color:#a13426}button:disabled{opacity:.65;cursor:wait}.advice-grid:not(:has(figure)){grid-template-columns:1fr}.advice-grid:not(:has(figure)) .advice-copy{max-width:700px;margin:auto}html:not(.js) [data-next],html:not(.js) [data-back],html:not(.js) .step-track{display:none}html:not(.js) .form-step{margin-top:24px}html:not(.js) .form-step h2{margin-top:24px}
.brand-icon{display:block;width:40px;height:40px;flex-shrink:0}@media(max-width:760px){.brand-icon{width:34px;height:34px}}
.step-track li span{line-height:1;flex-shrink:0}
